Taking care of your employees and their families.

Forward Thinking -  It is more than a catch phrase to M+O. We have compiled a team with unique talent sets and similar goals. We provide solutions that are client specific and flexible. Each client can gain from our expertise and analysis in ways that specifically fit their culture, risk strategy and business goals.


We are aggressive, creative and innovative in our strategies and account marketing. Our ultimate goal is to lower the net cost of risk while maintaining comprehensive coverage for our clients.



Do you have questions?

We're here to help. Drop us a quick line and a representative will contact you regarding your question.